Corporate Law Mississauga - In a full range of financing alternatives, our teams of Banking & Project Finance Group assists borrowers and lenders alike. We act upon and advice various loan and other commercial credit facilities varying from simple letters of credit to complex multi-jurisdictional credit facilities (unsecured and secured, non-syndicated and syndicated). Some transactions have involved public sector credit facilities.
We have acted as a lender and borrower counsel to be able to facilitate several syndicated credit facilities which have raised capital in the hundreds of millions of dollars. We have among our client√?¬®le, manufacturers of auto parts, pipe coating and manufacturing companies, restaurant franchisees, and big moving and storage companies. We have assisted borrowers, within industries as diverse as restaurant franchising and home appliances, to secure a wide range of acquisition financing by using senior debt, sale-leaseback transactions, and mezzanine and subordinated lending. Our Banking & Project Finance Team has particular strength in four transactional fields: asset securitization, project finance, subordinated debt and mezzanine financing as well as real estate finance.
Our Banking & Project Finance Group acts for both lenders and borrowers in asset-based loans that use inventory, receivables, bond obligations, leased equipment, and various other assets as collateral. Among our clients are a technology business, a video game distributor, and various other companies with difficult requirements for cross-border security and assurance. We serve borrower clients who have manufacturing and sales operations within Canada, the U.S. and abroad.
Our lawyers have accumulated a vast amount of knowledge documenting the needed covenants for reserves, reporting and cash management whilst representing borrowers on asset-based loans made by the majority of the major lenders in the market.
Our lawyers have the skill to handle the financing of large projects, navigating the difficulties of regulatory, legal and financial matters. These projects consist of the construction of pulp mills, power plants, mines, industrial facilities, other capital-intensive building projects and real estate developments. For such complex structures, we offer project finance support to both borrowers and lenders. On the lender side, our experience includes advising regarding construction financing and subsequent sale of a hydroelectric facility. We likewise represent pension fund managers as lenders in first mortgage project financing for the construction of commercial real estate projects.
Real Estate Finance
Due to the good working relationships our lawyers have with all major financial institutions, we have numerous years of success helping with commercial mortgage and construction finance involving real estate development and acquisition. We advise clients regarding loan structures. We can settle and negotiate financing documents from both the borrower's and lender's perspectives. Dealing with environmental due diligence is part of documenting and closing these financing transactions. In circumstances of foreclosure or default, our aim is to be able to help lenders maximize debt recovery by suggesting about security enforcement options and mortgage solutions.
Subordinated Debt and Mezzanine Financing
Our Banking & Project Finance lawyers are experienced at helping mid-market and entrepreneurial businesses pursue options for financing which occupy the wide capital market range between senior debt and common equity. Normally these transactions allow our clients to bridge the gap between equity and senior debt financing to seek out acquisitions and different possibilities. With our help, lenders can secure the return and control they require whereas borrowers are enabled to acquire the funds they require for growth. As we negotiate the subordination agreements and priorities among the various classes of creditors, we can structure the financing package for the debentures or notes to involve convertible preferred shares, equity shares, and sale-leaseback arrangements.
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